Promotion Terms & Conditions The winner will be the fan with the best answer, chosen by a team of judges. The prize is two catered lounge tickets to the Eastside Dining Room at Allianz Stadium on Friday May 9 2014. The draw will take place at the Vogue Financial Offices at noon on May 8 2014. This prize is non-transferable, and the judges’ decision is final. If we are unable to contact the first chosen entrant, the second choice will be contacted and so on until a winner is confirmed; each additional participant drawn will be given two hours to contact Vogue Financial after which time a new participant will be picked. By entering the contest, you provide permission for us to contact you if you are chosen. You must have a home loan eligible for refinancing to qualify. The minimum loan amount is $250,000. Competition period: 6pm, Friday April 11 to 12pm, Thursday May 8 2014.

Rates Terms & Conditions *Variable rate, Max LVR is 80%. Max loan amount $1M per security. For new loan applications only. Not available for NRAS or Construction loans. Fixed rate $0 annual fee offer for all new members until April 30 2014. Min loan amount $150K. It must consist of a Pro Pack Fixed or Variable home loan or Pro Pack Living Equity loan, Visa credit card (or debit card, if established on a Pro Pack Living Equity) and transaction account. Credit Rep No. 433519 Connective Credit Services P/L ACL 389328